
“This is such a brilliant thing to do”: Finance influencer breaks down the 5 habits protecting Gen Z and millennials broke
“If you’re struggling with a compulsion to spend, delete social media.”
A TikTok influencer’s “big sister advice” for financially chaotic individuals on social media boils all the way down to: cease shopping for issues. Apparently, it’s a sizzling take for millennials and Gen Z’ers buckling underneath strain from social media to overconsume to look “cool or aesthetic.”
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Mia, @miarosemcgrath, shared her ideas for overcoming the 5 habits protecting younger individuals broke in a June 29, 2025, TikTok with 83,000 views.

The finance influencer spoke to TikTok customers inundated with alternatives to overspend. Online procuring, quick style, and tech that allows immediate gratification all contribute to easy overconsumption. But based on Mia, it’s the fixed publicity to new developments on social platforms that actually drives overspending for youthful generations.
Commenters responding to Mia’s recommendation on TikTok applauded her perception and readability. The ideas resonated with individuals making an attempt their finest to economize and keep away from overconsumption regardless of social strain to have all the most recent issues.
“And honestly, if you’re struggling with a compulsion to spend, delete social media. The pressure can’t get you if you can’t see it.”

“Trying to be cool or aesthetic is making you broke.”
“You’re not going to like what I have to say in this video,” Mia warned, “but this is some big sister advice that you need to hear that I wish someone had told me.”
In her video, Mia gave the procuring girlies permission to not purchase the most recent factor. “It’s not essential. If you really like something, save up for it. I guarantee if you waited 30 days to buy it, you wouldn’t want it anymore,” she stated. She urged individuals to economize, irrespective of how insignificant the quantity could appear, and keep disciplined re: facet hustles. Mia reminded ladies that regardless of rumors unfold on social platforms—no man goes to brush and give you a tender life.
“Make your own money,” she asserted.
@miarosemcgrath simply my opinion #personalfinance #saving #overconsumption ♬ authentic sound – Mia
“The amount of overconsumption I see is wild, it’s so wasteful (not just of money but resources!) 😭😭.”
“Literally! And it’s not like the trend will last a year. It would just take a month or two and the trend would die down. This fast fashion is really getting everyone’s money. 😭”


Here are the 5 habits protecting you broke:
- You’re shopping for issues to look cool or aesthetic
- You assume you want the most recent trending “must have”
- You don’t lower your expenses since you assume it’s pointless
- You assume you’re “too busy” to make extra cash
- You anticipate a person to brush in and give you a “soft life”
According to Credit Karma, 33 p.c of Gen Zers and millennials claimed to have a procuring dependancy. 69 p.c of Zoomers blamed social media for procuring habits that trigger them to empty their financial institution accounts. 18 p.c of procuring addicts surveyed stated they’d taken on greater than $5,001 in debt. An extra 21 p.c stated they’d racked up between $1,000 and $5,000 in debt.
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